Whiskey River on Vintage Inc. et al. v. Illinois Casualty Company
An Iowa federal court handed down a win for Illinois Casualty Company when it ruled that a restaurant group’s losses due to COVID-19 shutdowns were not covered under the subject policy. The court leaned heavily on the apparent lack of direct, physical loss or damage to the Whiskey River restaurants, despite the plaintiffs alleging nearly $80,000 in lost revenue per month due to government mandated restrictions and closures. This case joins the throng of decisions across the country denying COVID-19 coverage to affected businesses. A previously profiled North Carolina decision was the first of these cases that deemed COVID related losses as physical loss for purposes of coverage.